VA Jumbo Mortgage Specialists

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VA jumbo loans offer veterans and military buyers significant benefits, especially compared to the conventional jumbo landscape.

Offering veterans and military buyers significant benefits

What is a VA Jumbo Loan?

VA jumbo loan offers veterans and military buyers significant benefits, especially compared to the conventional jumbo landscape. With a VA jumbo loan, homebuyers have increased access to homes in high-cost metro areas, while utilizing their VA loan benefits – including the flagship $0 down. The eligibility requirements are also more straightforward than for other types of mortgages which can be difficult to finance with a limited income or lower credit score. A VA loan is considered a VA jumbo loan in California when the loan amount exceeds the county-specific VA loan limits. For 2021 the conforming mortgage limit in California is \$548,250 to \$822,375 (depending on your county) for a single-family home.

At C2 Financial Corp we know that buying a home can be an exciting but overwhelming process. As the largest mortgage brokerage in the country, C2 Financial Corp has access to the widest variety of programs at the most competitive rates. Helping our customers means providing the right program at the best possible rate with the best service. If you need help with your VA jumbo loan application and want it approved with ease contact Dennis at C2 Financial Corp today.

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VA Jumbo Loan Requirements

While service requirements remain the same, VA jumbo loan credit and income requirements are typically more stringent compared to a conforming VA loan in California. The credit score minimum for a VA jumbo loan is the same as a conforming loan unless you’re borrowing above $1 million. Borrows should have a 650 credit score or higher when applying for a VA jumbo loan. VA loans are often more lenient for veterans and military buyers than conventional jumbo loans. Loan requirements typically include:

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VA Jumbo Loan Process

VA Jumbo loans are offered by the US Department of Veterans Affairs to provide prospective homebuyers with flexible and more affordable opportunities. When you’re looking for a VA Jumbo loan, there’s no better option than to work with an experienced company like C2 that provides efficient service and excellent rates! Get access to the best program with significant savings and outstanding support at every step when you choose us!

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1. Consultation

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2. Application

Mortgage Calculator

3. Qualify for the VA Jumbo Loan

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4. Receive options based on your criteria

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5. Compare interest rates and terms


6. Choose the offer that best suits your needs

VA jumbo loans

VA Jumbo Loan Benefits

The VA jumbo joan is one of the most common loans in America today because it has so many benefits. The VA Jumbo Loan Program in California offers a tremendous opportunity for qualified borrowers, including:

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Required Documents

To obtain a VA jumbo loan in California, we will need you to provide proof of military service and personal income documents. Ensure your documents are well organized and you have assets and investments that will support your income. Dennis can help determine the specific documents necessary and provide a complete VA jumbo Loan application package.

Typically the requirements include but are not limited to the following:

Veteran's VA Certificate of Eligibility

Statement of Service (active duty)

A copy of the Veteran's DD214 (Veterans separated Military)

Past two years W2 statements

Most recent LES or pay stubs covering one full month

Two months of most recent bank statements

Documentation of assets

If you have any questions don’t hesitate to give Dennis a call on 619-391-3707 for more information about VA jumbo loan qualifying requirements and other helpful tips. The C2 Financial Corp Team sincerely thanks you for your service, and we look forward to the opportunity to serve you.

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